Wednesday, December 25, 2013

$8 Tax Credit on ACA #Obamacare

How is everyone doing with signing up for #aca #obamacare? Deadline extended through Tuesday. Got mine done. Really not bad. Not much different from before. Best part are the limit of features that gave insurance companies way too much discretion in allowing coverage. I chose #HealthRepublic in NY. It was a bit of hassle with NY Gov website that did not allow me to proceed even though I had completed info. I had to go on a couple of times to complete it. The website for NY is not that easy and not forgiving. But then again, what bureaucratic site is.Apparently an edit confused it and I was not able to see plans.  I was on hold for more than an hour. But a very nice, helpful woman in support spent time with me and supervisor on phone to correct the glitch in the programming on my particular instance.  Then came the daunting effort to go through Gold, Silver, Platinum and Bronze plan choices. I spend about an hour comparing, re-comparing then finally choosing a compromise between cost and coverage. In my income bracket I was able to get financial aid of $8 per month! Hmm, not the credit I was expecting nor the affordable premium I was expecting but then again no worse than before. I was told that I could change plans if I did so BEFORE paying the first premium. Thank you. Can't imagine the stress they are experiencing today.

I really don't invite ranting over this program. It is what it is. Yes some wealthier people may have to spend more but I am sure they will find other tax loopholes to make it a wash. I hope all of you are able to get it done.